The OIQ’s basic group professional liability insurance plan provides a coverage of 250 000$ per reclamation and 500 000$ per project for members practicing occasional private practice who meet the following requirements:
- They provide professional services alone and for their own account. The concept of “alone and for their own account” refers to self-employed workers and members who work alone for a sole proprietorship, and not for a partnership or legal person (e.g. an incorporated business);
- They receive fees that are equal to or lower than $10,000 for all projects completed during a year (from March 31 in one year to March 31 in the next year).
Engineers at the end of their careers who are registered as active members may engage in the occasional private practice of engineering if they are covered by the basic group professional liability insurance plan.
Junior engineers, engineers-in-training or holders of a temporary restrictive engineer’s are not covered by the basic group professional liability insurance plan (occasional private practice) when they provide services that are reserved for engineers since they do not practice alone and are required to subscribe to the group supplementary professional liability insurance plan.
The OIQ's exclusive broker is:
BFL CANADA Risk and Insurance Inc.
2001 McGill College Avenue, Suite 2200
Montreal, Québec H3A 1G1
Tel.: 514 315-4529 or 1 833 315-4529
The insurer of the OIQ's basic group plan is Victor (formerly named Encon).
For more information, call us at 514 845-6141 or 1 800 461-6141, extension 2467,
or write to email@example.com.