Under section 3 of the Regulation respecting professional liability insurance for engineers, an engineer who provides professional services to clients other than his employer or partnership (private practice), unless he is exempted according to sections 5 or 6 of the Regulation (see Exemptions), must subscribe to the group supplementary professional liability insurance plan contract.
The professional services contemplated in section 3 of the Regulation refer to professional activities reserved for engineers in Quebec or in relation to works located in Quebec. The professional activities reserved for engineers are defined in sections 2 and 3 of the Engineers Act.
Are usually considered working in “private practice”, engineers who work for an engineering consulting firm and all engineers who provide professional engineering services for external clients (e.g. self-employed consultants, building and other inspectors, members who inspect or alter vehicles, members who work in an analytical laboratory, members who work for a cooperative or a non-profit legal entity) or any other expert who provides opinions on a professional activity reserved for engineers.
- Either the member himself or the partnership that hires him must subscribe to the group supplementary professional liability insurance plan contract.
- The OIQ's group supplementary professional liability insurance plan also provides coverage for five years after the last service has been performed in private practice, even in the event of employment termination, cessation of activities or employer or partnership bankruptcy.
- Junior engineer, engineer-in-training and temporary restrictive engineering permit holder who work in private practice are also subject to this requirement.
- The OIQ's group supplementary professional liability plan covers all fields of engineering.
The OIQ's exclusive broker is:
2001 McGill College Avenue, Suite 2200
Montreal, Quebec H3A 1G1
Tel.: 514 315-4529 or 1 833 315-4529
The insurance manager of the mandatory group supplementary professional liability insurance plan is Victor Insurance Managers (formerly known as Encon).
For any complaints about the group supplementary professional liability insurance plan subscription process, please contact the OIQ by email at the following address firstname.lastname@example.org or by calling 514 845-6141 or 1 800 461 6141, extension 2467..