{"id":15803,"date":"2022-03-17T21:49:15","date_gmt":"2022-03-17T21:49:15","guid":{"rendered":"https:\/\/www.oiq.qc.ca\/general-public\/protection-of-the-public\/assurance-responsabilite\/"},"modified":"2025-09-19T13:22:30","modified_gmt":"2025-09-19T17:22:30","slug":"assurance-responsabilite","status":"publish","type":"page","link":"https:\/\/www.oiq.qc.ca\/en\/general-public\/protection-of-the-public\/assurance-responsabilite\/","title":{"rendered":"Assurance responsabilit\u00e9"},"content":{"rendered":"<div  class=\"block-wrapper \" data-block-name=\"Nouvelle Section\">\n<div class=\"new-section \" >\n        <div class=\"ns-container\">\n                            <div class=\"ns-inner\">\n                    <div class=\"ns-content\">\n                        <div class=\"container\">\n                            <div class=\"row\">\n                                <div class=\"col-12\">\n                                    <div class=\"ns-title\">\n                                                                                    <h2 class=\"ns-title\">Identical coverage for all members?<\/h2>\n                                                                            <\/div>\n                                <\/div>\n                                <div class=\"col-12\">\n                                    <div class=\"ns-txt\">\n                                                                                    <div class=\"wysiwyg \">\n\t<p>Members are required to carry professional liability insurance in accordance with the <a href=\"https:\/\/www.legisquebec.gouv.qc.ca\/fr\/document\/rc\/I-9,%20r.%201.2%20\/#:~:text=I.,OPQ%202020%2D407%2C%20a.\" data-gc-link=\"https:\/\/www.legisquebec.gouv.qc.ca\/en\/document\/cs\/I-9%201.2%20\/#:~:text=I.,OPQ%202020%2D407%2C%20a.\">R\u00e8glement sur l\u2019assurance de la responsabilit\u00e9 professionnelle des ing\u00e9nieurs<\/a>.<\/p>\n<p>The amount of coverage depends on the engineer\u2019s type of practice.<\/p>\n<ul>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\"><strong>Basic Plan Group Coverage:<\/strong> The minimum Basic Plan Group coverage is $250,000 per claim, with a maximum of $500,000 per project.<\/li>\n<li data-gc-list-depth=\"1\" data-gc-list-style=\"bullet\"><strong>Supplementary Plan Group Coverage:<\/strong> The Supplementary Plan Group coverage ranges from $500,000 to $1,000,000 per claim and can cover from $1,000,000 to $2,000,000 for all claims in a year.<\/li>\n<\/ul>\n<p>Generally, the group insurance plans cover damages incurred due to errors or omissions for 5 years after the engineer ceases to practice or passes away.<\/p>\n\n<\/div>                                                                            <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                                    <\/div>\n                    <\/div>\n    <\/div>\n\n<script>\n    $(window).load(function() {\n        let hash = window.location.hash;\n        if (hash) {\n            $('html,body').animate({ scrollTop: $(hash).offset().top - 60 }, 'slow');\n        }\n    });\n<\/script>\n<\/div>\n\n\n<div  class=\"block-wrapper \" data-block-name=\"Nouvelle Section\">\n<div class=\"new-section \" >\n        <div class=\"ns-container\">\n                            <div class=\"ns-inner\">\n                    <div class=\"ns-content\">\n                        <div class=\"container\">\n                            <div class=\"row\">\n                                <div class=\"col-12\">\n                                    <div class=\"ns-title\">\n                                                                                    <h2 class=\"ns-title\">What is the benefit to the general public?<\/h2>\n                                                                            <\/div>\n                                <\/div>\n                                <div class=\"col-12\">\n                                    <div class=\"ns-txt\">\n                                                                                    <div class=\"wysiwyg \">\n\t<p>Professional liability insurance is one of the measures put in place by the Professional Code and the OIQ to protect you. Before hiring an engineer, consult the directory to confirm that they are a member of the OIQ.<\/p>\n\n<\/div>                                                                            <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                                            <div class=\"container\">\n                            <div class=\"row\">\n                                <div class=\"col-12\">\n                                    <div class=\"ns-footer\" data-component=\"modal\">\n                                                                                                                                                                                <a href=\"https:\/\/membres.oiq.qc.ca\/OIQ\/Public\/En\/Directory\/Search.aspx?WebsiteKey=10e43d88-a2f9-4064-8e04-c4f4b4522ad0\" target=\"_blank\" class=\"btn bordered\">\n\n            <span class=\"label\">Consult the directory<\/span>\n    \n                    <span class=\"icon reset-font\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"18\" height=\"16\" viewBox=\"0 0 18 16\" fill=\"none\" class=\"arrow-mini-icon\">\n\t<path d=\"M10.3601 1.25732L9.99606 1.6001L9.99606 1.6001L10.3601 1.25732ZM10.0173 0.893311L10.3813 0.550537L10.0385 0.186524L9.67453 0.529298L10.0173 0.893311ZM16.0226 7.27076L15.6586 7.61353L16.0226 8.0001L16.3867 7.61353L16.0226 7.27076ZM16.1788 7.10491L16.5216 6.7409L16.1576 6.39813L15.8148 6.76214L16.1788 7.10491ZM16.9068 7.79046L17.2709 8.13324L17.6136 7.76922L17.2496 7.42645L16.9068 7.79046ZM16.7094 8.0001L16.3454 7.65732L16.0226 8.0001L16.3454 8.34287L16.7094 8.0001ZM16.9068 8.20974L17.2496 8.57375L17.6136 8.23097L17.2709 7.86696L16.9068 8.20974ZM16.1788 8.89528L15.8148 9.23806L16.1576 9.60207L16.5216 9.2593L16.1788 8.89528ZM16.0226 8.72944L16.3867 8.38667L16.0226 8.0001L15.6586 8.38667L16.0226 8.72944ZM10.3601 14.7429L10.7241 15.0856L10.7241 15.0856L10.3601 14.7429ZM10.0173 15.1069L9.67453 15.4709L10.0385 15.8137L10.3813 15.4497L10.0173 15.1069ZM9.28927 14.4213L8.92526 14.0786L8.58248 14.4426L8.9465 14.7854L9.28927 14.4213ZM9.63205 14.0573L9.99606 14.4001L9.99606 14.4001L9.63205 14.0573ZM14.865 8.5001L15.229 8.84287L16.0226 8.0001H14.865V8.5001ZM1.30005 8.5001H0.800049V9.0001H1.30005V8.5001ZM1.30005 7.5001V7.0001H0.800049V7.5001H1.30005ZM14.865 7.5001V8.0001H16.0226L15.229 7.15732L14.865 7.5001ZM9.63205 1.94287L9.99606 1.6001L9.63205 1.94287ZM9.28927 1.57886L8.9465 1.21485L8.58248 1.55762L8.92526 1.92163L9.28927 1.57886ZM10.7241 0.91455L10.3813 0.550537L9.65329 1.23609L9.99606 1.6001L10.7241 0.91455ZM16.3867 6.92798L10.7241 0.91455L9.99606 1.6001L15.6586 7.61353L16.3867 6.92798ZM16.3867 7.61353L16.5428 7.44769L15.8148 6.76214L15.6586 6.92798L16.3867 7.61353ZM15.836 7.46893L16.5641 8.15448L17.2496 7.42645L16.5216 6.7409L15.836 7.46893ZM16.5428 7.44769L16.3454 7.65732L17.0734 8.34287L17.2709 8.13324L16.5428 7.44769ZM17.2709 7.86696L17.0734 7.65732L16.3454 8.34287L16.5428 8.55251L17.2709 7.86696ZM16.5216 9.2593L17.2496 8.57375L16.5641 7.84572L15.836 8.53127L16.5216 9.2593ZM15.6586 9.07222L15.8148 9.23806L16.5428 8.55251L16.3867 8.38667L15.6586 9.07222ZM15.6586 8.38667L9.99606 14.4001L10.7241 15.0856L16.3867 9.07222L15.6586 8.38667ZM9.99606 14.4001L9.65329 14.7641L10.3813 15.4497L10.7241 15.0856L9.99606 14.4001ZM10.3601 14.7429L9.63205 14.0573L8.9465 14.7854L9.67453 15.4709L10.3601 14.7429ZM9.65329 14.7641L9.99606 14.4001L9.26803 13.7146L8.92526 14.0786L9.65329 14.7641ZM9.99606 14.4001L15.229 8.84287L14.501 8.15732L9.26803 13.7146L9.99606 14.4001ZM1.80005 9.0001H14.865V8.0001H1.80005V9.0001ZM1.30005 9.0001H1.80005V8.0001H1.30005V9.0001ZM0.800049 7.5001V8.5001H1.80005V7.5001H0.800049ZM1.80005 7.0001H1.30005V8.0001H1.80005V7.0001ZM14.865 7.0001H1.80005V8.0001H14.865V7.0001ZM9.26803 2.28565L14.501 7.84287L15.229 7.15732L9.99606 1.6001L9.26803 2.28565ZM8.92526 1.92163L9.26803 2.28565L9.99606 1.6001L9.65329 1.23609L8.92526 1.92163ZM9.67453 0.529298L8.9465 1.21485L9.63205 1.94287L10.3601 1.25732L9.67453 0.529298Z\"\n\t      fill=\"#0046F0\" class=\"fill\"\/>\n<\/svg>\n<\/span>\n    \n    <\/a>\n                                                                                                                                                                    <\/div>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                                    <\/div>\n                    <\/div>\n    <\/div>\n\n<script>\n    $(window).load(function() {\n        let hash = window.location.hash;\n        if (hash) {\n            $('html,body').animate({ scrollTop: $(hash).offset().top - 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Or are you just curious to know more? Check out the Professional Liability Insurance page in the Members section.<\/p>\n\n<\/div>                              <\/div>\n                              <div class=\"message-footer no-icon \">\n                                                                <div class=\"message-btns\">\n                                                                                                                        <a href=\"https:\/\/www.oiq.qc.ca\/membres\/obligations-des-membres\/assurances-responsabilites\/\" target=\"\" class=\"btn-arrow bordered is-white\">\n                                <span class=\"label\">I want to know more about insurance (*FR*)<\/span>\n                        \n        <span class=\"icon reset-font\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10.582\" height=\"18.826\" viewBox=\"0 0 10.582 18.826\">\n\t<g id=\"Groupe_9\" data-name=\"Groupe 9\" transform=\"translate(-8.831 1.414)\">\n\t\t<g id=\"Groupe_8\" data-name=\"Groupe 8\">\n\t\t\t<path id=\"Line\" d=\"M0,0,7.755,8.235\" transform=\"translate(10.244)\" fill=\"currentColor\" stroke=\"currentColor\"\n\t\t\t      stroke-linecap=\"round\" stroke-miterlimit=\"10\" stroke-width=\"2\" class=\"fill\"\/>\n\t\t\t<path id=\"Line-2\" data-name=\"Line\" d=\"M0,8.235,7.755,0\" transform=\"translate(10.244 7.764)\"\n\t\t\t      fill=\"currentColor\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-miterlimit=\"10\" stroke-width=\"2\" class=\"fill\"\/>\n\t\t<\/g>\n\t<\/g>\n<\/svg>\n<\/span>\n    <\/a>\n                                                                                                            <\/div>\n                                                              <\/div>\n                          <\/div>\n                      <\/div>\n                  <\/div>\n              <\/div>\n          <\/div>\n        <\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":15749,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"views\/template-builder.blade.php","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"1","_relevanssi_noindex_reason":"","inline_featured_image":false,"footnotes":""},"class_list":["post-15803","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>OIQ &#8211; 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