General practice 

Engineers who work in general practice are those who do not work in private practice.

Engineering services in general practice are covered by the basic group professional liability insurance plan for OIQ members. The most common examples of members who work in general practice are employees of a manufacturing plant, employees of contractors, federal, provincial and municipal government employees, employees of government corporations such as Hydro-Québec and university professors.

The basic group professional liability insurance plan for OIQ members covers:

• general practice
• occasional practice (certain conditions apply)
• members who have ceased to work in private practice and whose coverage under the OIQ’s group supplementary insurance plan has ended, i.e. at least 5 years after the final service in private practice. After those 5 years, the basic plan takes over and provides $250,000 in coverage for as long as members remain on the OIQ’s membership roll and even for 5 years after their names are removed from it.

The OIQ’s basic group plan provides coverage of $250,000 per claim and $500,000 per project for engineering services that are not performed in a private practice context (e.g. consulting engineering), except for occasional private practice.